AgnicPay

Agentic Wallet

A self-custody wallet for AI agents — pay APIs, send money, trade tokens, and prove identity on Base

Agentic Wallet

The next generation of AI agents won't just advise — they'll act. They'll pay for their own APIs, execute trades, and prove their identity. Agentic Wallet gives them the financial infrastructure to operate autonomously, with built-in security guardrails.


What is Agentic Wallet?

Agentic Wallet lets AI agents:

  • Pay for APIs using the x402 payment protocol
  • Send USDC to any Ethereum address or ENS name
  • Trade tokens on Base (USDC, ETH, WETH, and more)
  • Prove identity with ERC-8004 on-chain credentials

It ships as a set of skills (markdown instruction files) that teach any AI assistant how to use the agnic CLI. Install the skills, authenticate via browser OAuth, and your agent is ready to transact.


Agentic Wallet vs Direct SDK Integration

FeatureAgentic WalletDirect SDK
Setup time1 commandHours of integration
AuthenticationBrowser OAuthAPI keys + manual rotation
Spending limitsBuilt-in per-sessionBuild it yourself
Token tradingGasless on BaseManual DEX integration
x402 paymentsNative supportCustom implementation
Agent identityERC-8004 on-chainNot available
AI assistant integrationSkills systemCustom tool definitions

Use Cases

The Machine Economy

Agents pay for compute, APIs, and data streams autonomously. x402 micropayments make every resource accessible — no API keys, no subscriptions.

agnic x402 pay https://api.example.com/weather --json

Autonomous DeFi

Monitor yields, execute trades, and manage positions 24/7 on Base. Your agent rebalances at 3am without waiting for approval.

Agentic Commerce

AI agents paying other AI agents for services. Send payments, monetize outputs, participate in creator economies. The internet of agents, powered by USDC.

Identity-Verified Transactions

Unique to AgnicPay: ERC-8004 on-chain identity and KYA (Know Your Agent) verifiable credentials. Prove age, jurisdiction, and trust score to merchants that require it. No other wallet has this.


Security & Guardrails

Autonomy doesn't mean unlimited access. Agentic Wallet includes programmable security controls:

GuardrailDescription
Session capsMaximum spend per CLI session, set during OAuth login
Transaction limitsPer-transaction size controls
Self-custodyPrivate keys in secure infrastructure, never exposed to agent prompts
OAuth scopingBrowser-based consent with explicit permission grants
On-chain identityERC-8004 agent NFT + trust score for verifiable interactions
KYA credentialsSD-JWT verifiable credentials for identity claims (age, jurisdiction)

How It Works

The architecture is designed for autonomous operation:

  1. Agent Skills — Pre-built financial operations (trade, send, pay, identity)
  2. agnic CLI — Command-line bridge between your AI assistant and the wallet
  3. x402 Protocol — Machine-to-machine payment standard for API micropayments
  4. USDC Wallet — Self-custody wallet on Base with enforced spending limits
  5. AgnicPay Dashboard — Usage monitoring, balance management at pay.agnic.ai

Capabilities

CapabilityDescription
Self-custody walletNon-custodial USDC wallet on Base. Your agent holds its own keys.
Spending limitsPer-session and daily caps set during OAuth login.
Gasless tradingSwap USDC, ETH, WETH on Base without managing gas.
Extensible skills8 pre-built skills for AI assistants. Add custom skills via markdown.
x402 paymentsPay any x402-enabled API with a single command.
ERC-8004 identityOn-chain identity NFT, trust score, and KYA verifiable credentials.

Components

agnic CLI

The command-line tool that powers all wallet operations:

npm install -g agnic
 
agnic auth login      # Authenticate via browser
agnic balance         # Check USDC balance
agnic send 5 vitalik.eth   # Send USDC
agnic trade 1 usdc eth     # Swap tokens
agnic x402 pay <url>       # Pay for an API

Agent Skills

Pre-built instruction files that teach AI assistants how to use the wallet:

npx skills add agnicpay/agnic-wallet-skills

8 skills included: authenticate, check-balance, send-usdc, trade-tokens, search-for-service, pay-for-service, fund-wallet, get-agent-identity.

x402 Protocol

HTTP 402-based micropayments with USDC. Your agent sends a request, gets a 402 response with the price, signs a payment authorization, and retries — all handled automatically by the CLI.


Next Steps

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